4260 SE 20th PL, #402, Cape Coral, FL, 33904 | $329,000

Welcome to your waterfront oasis at River Towers! Step into this immaculate 2-bedroom, 2-bathroom condo on the 4th floor, freshly renovated to offer a modern and luxurious retreat. Greet each day with mesmerizing views of the Caloosahatchee River and intersecting canals from your screened balcony, where the serene beauty of Southwest Florida unfolds before you.

Inside, indulge in the allure of new beginnings as you discover a space transformed by recent renovations. A brand new kitchen, adorned with sleek countertops and state-of-the-art appliances, invites culinary adventures and gatherings with loved ones. New tile flooring throughout enhances the ambiance of every room, creating an atmosphere of elegance and ease.

The bathrooms, now completely renovated, boast contemporary fixtures and finishes, elevating the look and feel of this home. The master bedroom features an expanded closet, providing ample storage and enhancing the sense of comfort and organization in your sanctuary.

Located in a tranquil cul-de-sac, River Towers offers the perfect balance of serenity and convenience. Just steps away from Jaycee Park, you'll have easy access to recreational activities and natural beauty, while downtown Cape Coral and Fort Myers are within reach for shopping, dining, and entertainment.

As a resident of River Towers, you'll enjoy a host of amenities, including a riverfront heated pool, tiki hut, shuffleboard, community rooms, library, and a spacious storage unit. Reserved parking ensures stress-free arrivals, while boating enthusiasts will appreciate access to fishing docks and boat slips available through the HOA.

Please note, that River Towers is a 55+ development with restrictions on pets, smoking, and rentals for the first 3 years of ownership. However, these limitations are overshadowed by the opportunity to make this newly renovated condo your own waterfront haven.

Don't miss out on the chance to embrace the epitome of waterfront living in Southwest Florida. With its fresh new look and modern comforts, this condo awaits its fortunate new owner to create cherished memories in a setting of unparalleled beauty and luxury.

Features

  • Heating: Central Electric
  • Cooling: Ceiling Fan(s), Central Electric
  • Amenities: BBQ - Picnic, Billiards, Community Boat Dock, Pool, Extra Storage, Shuffleboard, Boating, Non-Gated
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside
  • Complex: RIVER TOWERS CONDO
  • Year Built: 1973
  • Approx Sq. Feet: 1,065
  • Acreage: 0.25
  • Est. Taxes: $3,798
  • Lot Desc: Cul-De-Sac, Dead End
  • View: Canal, Intersecting Canal, River
  • Adult Communities: Yes
  • Water Front: Yes
  • Elem. School: SCHOOL CHOICE
  • Middle School: SCHOOL CHOICE
  • High School: SCHOOL CHOICE
  • Pets Allowed: No
  • Appliances: Electric Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator/Icemaker, Wall Oven, Washer, Water Treatment Owned
  • MLS#: 224036909
  • Days on Market: 25 days
  • Website: https://www.raveis.com
    /prop/224036909/4260se20thpl_capecoral_fl?source=qrflyer
The data relating to real estate for sale displayed on this Website comes in part from the Multiple Listing Service of the Bonita Springs-Estero Association of REALTORS®, Inc., under License No. BK3330055FL. Properties displayed on this Website include properties listed with brokerage firms other than William Raveis Real Estate. Detailed information about such properties includes the name of the brokerage firm with which the seller has listed the property. The properties displayed may not be all the properties listed with brokerage firms participating in the Bonita Springs-Estero Association of REALTORS® Multiple Listing Service, or contained in the database compilation of the Bonita Springs-Estero Association of REALTORS™ Multiple Listing Service.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Jerry Wachowicz - JW & GroupBroker Associate

239.777.0741

Jerry.Wachowicz@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Evelio MirandaInsurance Sales Director, William Raveis Insurance

561.704.7334

Evelio.Miranda@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4260 SE 20th PL, #402, Cape Coral, FL, 33904

$329,000

Jerry Wachowicz - JW & Group

Broker Associate

William Raveis Real Estate

Phone: 239.777.0741

Jerry.Wachowicz@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $263,200 $263,200 $263,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 8.011% 7.171% 6.538%
Monthly Tax Payment $317 $317 $317
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,818 $1,749 $2,257
Total Monthly Payment $2,209 $2,140 $2,648

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.