Presented byJerry Wachowicz - JW & Group |
Welcome to Regency Reserve in the Vineyards – a second floor unit available in this ever-popular community behind the gates. Three bedrooms and a den, three full bathrooms, a two-car garage and private elevator make this an ideal home whether you’re here on a full or part – time basis. The lovely southern exposure over the long lake view, with the golf course in the distance offers unrivaled year-round sunsets. The expansive water view affords a wonderful open flow to the home. The kitchen has granite counters, and all appliances are within 4 years of age. New roof 2021 and impact windows to the side and front of the home. The main living areas have neutral tile on the diagonal which extend out to the lanai where there are electric hurricane shutters for peace of mind. The den has built in bookshelves and cabinets also pocket doors to the kitchen and hall. The second bedroom has been set up as an office with a built-in desk, drawers and shelving. The windows have Plantation shutters and there is double crown molding throughout the home including the tray ceiling in the expansive master bedroom. Regency Reserve has its own resort-style pool, a well-equipped fitness center and a newly renovated clubhouse. Membership to the Vineyards Country Club is optional. Vineyards has a great location with nearby shopping, dining and health care facilities. All that Naples and Southwest Florida has to offer is here for your enjoyment including the Beaches, Artis and Mercato and so much more.
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Our Executive Mortgage Banker:
Our Insurance Division:
$927,000
Broker Associate
William Raveis Real Estate
Phone: 239.777.0741
Jerry.Wachowicz@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $741,600 | $741,600 | $741,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.000% | 6.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.851% | 7.128% | 7.061% |
Monthly Tax Payment | $363 | $363 | $363 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,996 | $4,934 | $6,614 |
Total Monthly Payment | $5,451 | $5,389 | $7,069 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.