Presented byJerry Wachowicz - JW & Group |
Welcome Home to this IMMACULATELY kept TURNKEY attached villa in Governors Island. Location, location, location! This villa is close to Fort Myers + Sanibel Captiva Beaches, minutes from Bell Tower Restaurants & Shops, close to Health Park Medical Center and just a short drive to the airport. This unit comes equipped w/ NEW COASTAL AIR CONDITIONER (2019) W/ A 10 YR WARRANTY, NEW FAN + LIGHT FIXTURES, NEW AIR HANDLER (2021), NEW BLACKLIGHT UV (TO COMBAT MOLD & DUST) AIR PURIFIER, NEW 50 GALLON WATER HEATER, NEW FRONT ENTRANCE DOOR, 6 ADDED INCHES OF BLOWN IN INSTALLATION FOR THOSE WARM SUMMER DAYS AND “NIGHT LIGHTS” THROUGHOUT HOME. The great room offers 15FT VAULTED CEILINGS AND TWO SETS OF SLIDER DOORS overlooking the very desirable, rarely found ENCLOSED GLASS, TILED LANAI (300sqft) w/ PASS-THROUGH KITCHEN, SKYLT + 220sqft PAVERS DECK. Both bedrooms have BUILT-IN CLOSET ORGANIZERS, OWNERS BEDROOM HAS SLIDING GLASS DOOR ENTRY TO ENCLOSED LANAI. Both bathrooms offer SHIPLAP WALLS AND NEW GRANITE COUNTERTOP VANITIES + TILED WALK-IN SHOWERS. THE GOURMET KITCHEN OFFERS GORGEOUS RICH GRANITE COUNTERTOPS, DESIGNER CABINETRY + APPLIANCES, AN OVERSIZED PANTRY AND PLENTY OF ROOM FOR STORAGE.
Governors Island is A PET FRIENDLY, GATED COMMUNITY OF MEDITERRANEAN STYLED VILLAS. NO FLOOD INSURANCE NEEDED. LOW HOA FEES THAT INCLUDE A LOT: INTERNET, CABLE, PEST CONTROL, EXTERIOR PAINT, ROOF, COMMUNITY POOL, LAWN MAINTENCE + MORE!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$310,000
Broker Associate
William Raveis Real Estate
Phone: 239.777.0741
Jerry.Wachowicz@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $248,000 | $248,000 | $248,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $146 | $146 | $146 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,713 | $1,648 | $2,126 |
Total Monthly Payment | $1,934 | $1,869 | $2,347 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.