445 Cove Tower DR, Naples, FL, 34110 | $1,540,000

Welcome to your 16th-floor sky home at Montego in Cove Towers Preserve! Step into this newly refreshed condo and prepare to be amazed by the transformation! A palette of neutral interior paint provides a clean and contemporary feel, ready for your personal touch. A private elevator opens to an elegant foyer setting the stage for breathtaking panoramic views of Naples Bay and the Gulf of Mexico from an expansive screened terrace. A large open floor plan seamlessly integrates living spaces with volume ceilings and spectacular views from every room! Even the 2 guest rooms share an open balcony with amazing views of the Kinsale Golf Club property currently being developed. 2 assigned parking spaces, lower level garage is included. As a resident of Montego, you gain exclusive membership to the Calypso Club, featuring a resort style pool, spa, outdoor pavilion with fireplace, grills, social room, fitness center and 2 guest suites for your family and friends. Optional membership to Tarpon Cove & Yacht Club is available providing access to a restaurant, tiki bar, pool, tennis courts, and boat shuttle on the Endless Summer to Delnor-Wiggins State Park. Boat slips are available for purchase or rent. This property is not just a home - it's a lifestyle you will love in Naples Florida!

Features

  • Building Design: High Rise (8+)
  • Parking: 2 Assigned,Covered,Deeded,Guest,Wheelchair Access
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Levels: 1
  • Amenities: Beach Access,Bike Storage,Bocce Court,Cabana,Clubhouse,Community Pool,Community Spa/Hot tub,Exercise Room,Extra Storage,Guest Room,Internet Access,Private Membership,Restaurant,See Remarks,Streetlight,Tennis Court,Trash Chute,Underground Utility
  • Bedrooms: 3
  • Baths: 3 full
  • Complex: MONTEGO AT COVE TOWERS
  • Development: COVE TOWERS
  • Year Built: 2001
  • Approx Sq. Feet: 2,645
  • Est. Taxes: $6,487
  • Condo Fee: $5,886 Quarterly
  • Master HOA Fee: $1,768
  • Lot Desc: Zero Lot Line
  • View: Gulf,Gulf and Bay,Mangroves
  • Community Type: Gated
  • Pet Policy: Limits
  • MLS#: 224038442
  • Website: https://www.raveis.com
    /prop/224038442/445covetowerdr_naples_fl?source=qrflyer
Courtesy of

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Jerry Wachowicz - JW & GroupBroker Associate

239.777.0741

Jerry.Wachowicz@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Evelio MirandaInsurance Sales Director, William Raveis Insurance

561.704.7334

Evelio.Miranda@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

445 Cove Tower DR, Naples, FL, 34110

$1,540,000

Jerry Wachowicz - JW & Group

Broker Associate

William Raveis Real Estate

Phone: 239.777.0741

Jerry.Wachowicz@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,232,000 $1,232,000 $1,232,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 7.000% 6.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.851% 7.128% 7.061%
Monthly Tax Payment $541 $541 $541
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $8,300 $8,197 $10,988
Total Monthly Payment $8,966 $8,863 $11,654

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.